EU Funding
SME Eco-Tech: a grant of up to RON 267,240 on a project that starts at RON 668,100
A grant of up to 40% of eligible costs, capped at CHF 50,000 — RON 267,240 — for green and digital investments, conditional on a bank loan of at least 60%; applications are open until 24 September 2026, 20:00.
Programme fact sheet
- Programme
- Programul pentru consolidarea IMM-urilor prin acces îmbunătățit la finanțare (SME Eco-Tech)
- Programme family
- MEDAT
- Managing authority
- MEDAT
- Status
- OpenChecked on 30 July 2026
- Submission deadline
- 24 September 2026
- Funding value
- up to 267,240 RON
- Co-financing
- grant max. 40% · credit bancar min. 60%
- Eligible beneficiaries
- SMEs
SME Eco-Tech awards a grant of up to 40% of eligible costs, capped at CHF 50,000, or RON 267,240, and applications are open until 24 September 2026, 20:00. The mandatory minimum value of an SME Eco-Tech investment project is RON 668,100 in eligible costs, of which the loan contracted with a partner bank must be at least RON 400,860. Within the programme's digital package, software needed to run the business is eligible up to RON 15,000 excluding VAT, per the implementation procedure. Through the order published in Monitorul Oficial no. 558 of 7 July 2026, SME Eco-Tech is no longer restricted to manufacturing: trade and services companies, as well as micro-enterprises, became eligible. Financing is awarded in the order applications are filed, on a first-come first-served basis, from the RON 288,843,072 budget allocated for 2025–2027.
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office@northdan.com · +40 752 070 247
How we help
Entry threshold: RON 668,100
The mandatory minimum project value is RON 668,100 in eligible costs: at most RON 267,240 of grant plus at least RON 400,860 of bank loan.
The bank loan is not optional
The remaining 60% or more is contracted with a partner bank selected by MEDAT, and only applicants who actually sign the loan receive the grant.
Software is capped at RON 15,000 excluding VAT
The cap applies to the business-software line, not to the whole digital package: the website and the online shop are separate lines with no cap of their own. An ERP roll-out does not fit under RON 15,000.
Trade and services are now in scope
The order in Monitorul Oficial no. 558 of 7 July 2026 removed the manufacturing condition and admitted micro-enterprises that clear the turnover threshold.
The three figures that decide whether you qualify
A project starts at RON 668,100 in eligible costs: at most RON 267,240 of grant and at least RON 400,860 of investment loan, which add up exactly to that threshold. The 2025–2027 budget is RON 288,843,072, with at least 800 beneficiaries expected across all eight development regions, funded in the order their applications are filed.
The bank loan is not optional
The remaining 60% or more is contracted with one of the partner banks selected by MEDAT, which you pick in the registration form itself: per the official programme fact sheet, Banca Transilvania, BRD – Groupe Société Générale, CEC Bank, UniCredit Bank and ProCredit Bank. Check the current list with MEDAT before applying.
Only beneficiaries who contract the investment loan receive the grant, under the conditions as the partner banks present them; the bank assesses the request against its own internal criteria and may refuse it even after an in-principle acceptance. Interest and fees belong to the bank, not to the programme.
Who can apply after the July 2026 change
The order published in Monitorul Oficial no. 558 of 7 July 2026 removed the requirement that the funded activity be manufacturing: trade and services are now included, except for the fields excluded by European and national de minimis rules. The same order admitted micro-enterprises founded on or before 31 December 2021 with a turnover of at least RON 2 million as at 31 December 2024.
Support is granted as de minimis aid, with a ceiling of EUR 300,000 over the last three years per single undertaking; the cumulative eligibility conditions and the annex of eligible CAEN codes are read in the consolidated implementation procedure.
What software actually fits — and where it stops
The digital package covers a presentation website or an online shop, domain registration without hosting, promotion of the site, software needed to run the business up to RON 15,000 excluding VAT, an electronic signature, IT equipment and licences. The cap applies to the software line, not to the whole package.
Our prices are indicative and quoted in euro while the programme cap is in lei; the programme sets no euro reference rate. A template-based website costs EUR 300–1,500, a custom one EUR 1,500–5,000, a WooCommerce shop EUR 1,500–8,000, and an ERP roll-out EUR 5,000–20,000 — the last one clearly exceeds the software line. The final figure comes from a written offer after scoping.
There is a second, structural limit: equipment for renewable energy, waste collection or recycling and resource saving must account for at least 40% of total eligible costs.
What is never reimbursed
Per the implementation procedure, VAT, permits and taxes, packaging, transport, staff training, commissioning, installation and labour are not eligible, nor are assets acquired through leasing or second-hand. On a software component these are precisely the implementation costs, so they are budgeted separately. Payments are made within a maximum of 12 months from the entry into force of the financing agreement.
What Northdan Soft delivers — and when we say this is not your programme
We deliver the digital component: the specification and technical offer, the cost breakdown against the programme's categories, the build itself and the supporting documents required at reimbursement.
We do not write the financing application, do not assess your company's eligibility and do not promise approval — Northdan Soft is the software supplier, not a funding consultant. If the digital component is the only reason you would apply, the RON 15,000 software cap and the 40% green-equipment floor show that this is not your programme. What we build is visible in our own products socialk.it, efacturaspv.ro and resortbuggy.com.
Software eligible under this programme
- Site de prezentare sau magazin online
- Softuri pentru activitate (max. 15.000 lei fără TVA)
- Electronic signature
- Echipamente IT și licențe
Frequently asked questions
What is the minimum value of an SME Eco-Tech project?
RON 668,100 in eligible costs. The grant covers at most RON 267,240 and the investment loan must be at least RON 400,860. Below this threshold the project does not qualify.
Can I get the grant without contracting the bank loan?
No. Under the conditions presented by the partner banks, only beneficiaries who contract the investment loan receive the grant, and the bank may reject the request against its own internal criteria.
How much software can go into an SME Eco-Tech project?
Software needed to run the business is eligible up to RON 15,000 excluding VAT. The digital package also covers a website or online shop, an electronic signature, IT equipment and licences, while green equipment stays at a minimum of 40% of eligible costs.
Is the programme still restricted to manufacturing?
No. Following the order published in Monitorul Oficial no. 558 of 7 July 2026, trade and services are eligible too, except for fields excluded by de minimis rules, alongside micro-enterprises founded on or before 31 December 2021 with a turnover of at least RON 2 million as at 31 December 2024.
Where do I find the official procedure and where are applications filed?
The consolidated implementation procedure and its annexes are published by MEDAT on economie.gov.ro, and registration is exclusively online, on the sme-ecotech.gov.ro platform, which opened on 26 May 2026.
What is the deadline, and does the order of submission matter?
Applications are open until 24 September 2026, 20:00, and financing is awarded in the order applications are filed, on a first-come first-served basis. The window may be extended until the budget is exhausted without that order changing.
Which costs stay with the company even if the project is approved?
VAT, permits and taxes, transport and packaging, installation, commissioning, labour and staff training are not eligible. On a software component these are precisely the implementation costs.
Packages for this programme
Services for the software component
Similar pages
Related resources
Let’s talk about your project
Message us on WhatsApp or send an email — you talk directly to a developer.
office@northdan.com · +40 752 070 247