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Pricing guide

SaaS platform costs, from first MVP to mature product

A SaaS is not a project with an end date — it is a product with a build budget and running costs for life.

Say you have validated an idea: subscription software for property managers, or for driving schools. Building it as a SaaS platform involves two distinct budgets, and quotes that blur them will mislead you. The build budget: a working MVP — registration, the core function, a simple payment — costs an indicative €15,000–60,000 with a Romanian team, depending on domain complexity. A mature product with automated subscription billing, multi-tenant architecture (multiple customers isolated on shared infrastructure), an admin panel and reporting climbs to €60,000–150,000 and beyond. The second budget is recurring: cloud infrastructure at €100–2,000/month depending on user numbers, plus maintenance, monitoring and support — realistically 15–20% per year of the initial investment. One rule we have seen confirmed on product after product: whoever skips validation and jumps straight to the full version pays twice — once for the build, and once for the rebuild after the market delivers its real feedback.

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Key takeaways

SaaS MVP: €15,000–60,000

The central function, accounts, a simple form of payment. Enough for the first paying customers to confirm the product deserves the next budget.

Mature product: €60,000–150,000+

Automated subscription billing, multi-tenancy, an admin panel, reporting, integrations. The level at which the platform can scale commercially.

Infrastructure: €100–2,000/month

Cloud servers, databases, backups, monitoring. It grows with the user base, so your subscription pricing must cover it from the start.

Maintenance and evolution: 15–20%/year

Security updates, fixes and the new features customers keep requesting. A SaaS without continuous development loses subscribers to the competition.

Where the money actually goes in a SaaS

The visible part — the screens your customers use — rarely consumes more than half the budget. The rest goes on what nobody sees: the subscription system with automated invoicing, upgrades and downgrades between plans, data isolation between customers in the multi-tenant architecture, password recovery, audit logs, and the panel from which you administer it all. These are the components that separate a pretty demo from a product companies will trust with their data.

A worked split: on a €40,000 platform, roughly €15,000 went to core functionality, €10,000 to billing and subscription management, €8,000 to the admin panel and reporting, and the remainder to security, testing and launch. The proportions are indicative, but the order of magnitude repeats across most B2B products.

Why MVP validation saves entire budgets

Out of ten SaaS ideas, most change shape significantly after contact with the first paying customers: the function everyone considered central turns out to be secondary, while a feature added on inertia becomes the reason people pay. If you have already built the full €100,000 version, each such lesson costs massive rewrites. If you built a €25,000 MVP, the same lesson costs one iteration.

The healthy threshold for moving from MVP to mature product: recurring revenue that at least covers the infrastructure, and a handful of customers who use the product weekly without being pushed. Only then does the investment in sophisticated billing, robust multi-tenancy and advanced reporting rest on real demand rather than on business-plan optimism.

Frequently asked questions

Can a SaaS be built for under €15,000?

It is possible if you cut aggressively: off-the-shelf services for authentication and payments, a single subscription plan, a standard design. Below €8,000–10,000, though, you usually end up with a prototype for showing investors, not a product customers can rely on daily.

What is multi-tenancy and why does it raise the price?

It means all your customers use the same installation of the platform, with their data fully isolated from each other. It is cheaper to operate long-term than one installation per customer, but it demands careful architecture from day one — badly done data isolation ranks among the worst incidents a SaaS can suffer.

What does running the platform cost me monthly after launch?

A small SaaS with hundreds of users spends an indicative €100–300/month on cloud infrastructure; with thousands of active users you can reach €1,000–2,000. Add the external services — transactional email, a payment processor with per-transaction fees, monitoring — and the development team’s maintenance retainer.

How long does it take to get a SaaS to market?

A serious MVP launches 3–5 months from kick-off; the mature version adds another 6–12 months of iterative development guided by real customers. Plans promising a complete product in 2 months usually sacrifice exactly the invisible components — billing, security, data isolation — that take their revenge after launch.